Fraud – Auto Insurance Fraud

In the United States auto assurance fraud is becoming one of the biggest fraud problems this region is faced with. In this article we’re going to debate some of the more common auto insurance fraud scams and the kind of somebody can do to prevent them.

Today one of the greatest in number popular insurance fraud scams involves auto insurance and auto accidents. More specifically, staged auto accidents. These bring forth actually become quite complex to the point where they involve multiple participants. There are manifold variations of these. We’ll cover the main ones hither.

First there is what is called the swoop and squat. This scam involves three vehicles. Two are driven ~ the agency of the criminals and the third is driven by the victim. The driver of the “squat” conveyance positions himself in front of the victim. The person driving the “catch up” vehicle pulls ahead of the squat vehicle and intentionally cuts the medium off. This causes the driver of the squat vehicle to slam on his brakes and stop short. Usually, the victim can’t recoil quickly enough and rams into the squat vehicle. In the in the interim, the swoop vehicle that caused the accident takes off and is not at any time seen again. The victim tells police that the swoop vehicle caused the miscarriage, but because that vehicle can’t be located the sacrifice ends up having to pay for the damage and any corporal injury claims.

Then there is what is known as the lateral swipe. This type of accident usually happens at busy intersections by dual left hand turn lanes. The criminal positions his vehicle in the outer left turn lane. When the victim’s vehicle drifts into the external turn lane the criminal side swipes him. To make sure the contrive works the criminal does preliminary surveillance to make sure that the crossing is busy enough where drifting will occur because of the aggregate of traffic.

Another common auto accident scam is what is known taken in the character of the Panic Stop. In this scheme the criminal drives a at the eleventh hour model car filled with a lot of passengers. The criminal will then position himself in front of the victim and have some of the passengers look out the back window watching to conceive for any signs of distraction such as answering a cell phone summons or changing a station on the radio. Any sign that the dupe is taking his eyes off the road. Once this happens the itinerant signals the driver who then slams on the brakes thus causing some accident. The victim will claim that the criminal stopped short as antidote to no apparent reason but usually to no avail. In the in the interim the victim has to pay for all damages and injuries reported.

Unfortunately there is only one way to avoid these type of accidents and that is to exist observant at all times and keep a safe distance from some vehicle ahead of you. The sad truth is, if all motorists would candid obey the speed and distance laws and rules, accidents like these would never happen. But people drive too fast and too close and in this manner these type of frauds will always be pulled off. Drive protected and smart and your chances of being the victim of auto assurance fraud will be greatly diminished.